01/11/2025
Key Benefits of the Ayushman Card
Cashless Hospitalization: The Ayushman Card provides cashless treatment at empaneled public and private hospitals across India, covering hospitalization costs up to ₹5 lakh per family per year for secondary and tertiary care.
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Comprehensive Coverage: It covers a wide range of medical procedures, including approximately 1,949 treatments, surgeries, and diagnostic tests, ensuring that beneficiaries have access to necessary healthcare services without financial burden.
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Family Floater Benefit: The coverage is available for the entire family, meaning that the ₹5 lakh limit can be shared among all eligible family members, regardless of their age or gender.
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No Waiting Period for Pre-existing Conditions: Unlike many health insurance plans, the Ayushman Card covers pre-existing diseases from day one, allowing beneficiaries to seek treatment immediately after enrollment.
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Pre and Post-Hospitalization Expenses: The scheme covers expenses incurred before and after hospitalization, including up to 3 days of pre-hospitalization and 15 days of post-hospitalization costs, which helps manage the entire medical care journey.
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Accessibility: The Ayushman Card is designed to be easily accessible to low-income families, with no income limit for eligibility. It is issued to households identified under the Socio-Economic Caste Census (SECC) 2011.
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Transparency and Quality: The scheme emphasizes transparency in healthcare delivery, ensuring that beneficiaries receive quality medical services without hidden costs.