27/09/2025
🏡 CITADELA TOWNHOMES – INNER UNIT WITH GARAGE (Model TH52)
📍 Brgy. Pulong Buhangin, Sta. Maria, Bulacan
💥 SULIT NA TOWNHOUSE, MAY GARAGE NA!
🔸 Lot Area: 50 sqm
🔸 Floor Area: 52 sqm
🔸 Pag-IBIG Financing Available
🔸 Complete Amenities, Commute Friendly!
⸻
💰 Total Price: ₱1,776,921
📝 Reservation Fee: ₱7,500 deductible in the Equity/DP
📝 Equity/DP: ₱216,921
📝 Equity/DP: ₱8,726/month for 24 months
💸 Loanable Balance: via Pag-IBIG Housing Loan – ₱1,560,000
📌 Sample Amortization Based on Age and Loan Term: (as of September 2025)
👉 This is just a sample computation to give you an idea. The official quotation will always come from the developer.
✅ 30 years term – For borrowers aged 35 and below
▪️ Monthly: ₱9,733
▪️ Required Income: ₱27,809
✅ 25 years term – For borrowers aged 40 and below
▪️ Monthly: ₱10,155
▪️ Required Income: ₱29,014
✅ 20 years term – For borrowers aged 45 and below
▪️ Monthly: ₱10,710
▪️ Required Income: ₱30,600
✅ 15 years term – For borrowers aged 50 and below
▪️ Monthly: ₱11,962
▪️ Required Income: ₱34,177
✅ 10 years term – For borrowers aged 55 and below
▪️ Monthly: ₱13,969
▪️ Required Income: ₱39,911
✅ 5 years term – For borrowers aged 60 and below
▪️ Monthly: ₱22,259
▪️ Required Income: ₱63,597
✨ Disclaimer: This is only a sample computation. Final loan amount, interest, and monthly amortization will depend on Pag-IBIG’s official computation upon loan application.
📌 NOTES:
📌Computations are based on Pag-IBIG 6.25% interest as of September 2025.
📌Required Income is based on Pag-IBIG’s 35% affordability rule.
📌Actual figures may vary depending on official Pag-IBIG quotation and borrower’s profile.
📌 Mas bata = mas mahabang term = mas mababang hulog
📌 Pero kahit mas bata ka, kung gusto mong mas mabilis matapos ang loan mo, pwede ka pumili ng mas maikling loan term (ex. 10 years).
📌 Older buyers = shorter term, higher monthly.
👉 Pwede mag co-borrower para longer term!
📣 Interested ka rin ba sa ganitong sulit townhouse with garage sa Sta. Maria, Bulacan? Message me or any Ace Circle Team Agent today para matulungan ka namin sa iyong Hanap Bahay journey!
