09/11/2026
Most people pay for health insurance every month without fully understanding what they actually have.
What's a deductible? What's a copay? What's an out-of-pocket max?
Here's a quick breakdown:
→ Premium: What you pay monthly to have the plan
→ Deductible: What you pay before insurance kicks in
→ Copay: Fixed cost per visit
→ Out-of-pocket max: The most you'll ever pay in a year
Not sure if your plan makes sense for you? That's what I'm here for! Give me a call or a text and we can do a review of your current plan.