24/06/2026
SMSF property investors โ the rules just changed.
On 23 June 2026, Labor and the Greens struck a Senate deal to ban new borrowing (LRBAs) to buy residential property inside self-managed super funds.
The short version: you can still hold residential property in your SMSF, you just canโt borrow to buy it going forward. Existing arrangements are grandfathered, with a 45-day window for mid-stream contracts. Commercial property is unaffected.
If youโre mid-purchase or planning one, get advice before the transition window lapses.
General information only, not personal financial advice.