Codie Richter Loan Market

Codie Richter Loan Market Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Codie Richter Loan Market, Kenmore Hills.

Ted Lasso just took on a whole new team. We respect the pivot.If you haven't reviewed your loan recently, now is a good ...
06/08/2026

Ted Lasso just took on a whole new team. We respect the pivot.

If you haven't reviewed your loan recently, now is a good time to find out what's out there.

If Ted can make the change, you can absolutely have a conversation about whether your home loan is still working for you.

We're here for it. DM us or hit the link in bio.

Look, loyalty is a beautiful thing. Just maybe not when it comes to your lender. You deserve to know if your home loan i...
04/08/2026

Look, loyalty is a beautiful thing. Just maybe not when it comes to your lender. You deserve to know if your home loan is still putting in the work.

If you haven't reviewed your mortgage in the last 12 months, the lending market has changed in ways that could genuinely save you money. We compare loans from over 60 lenders so you don't have to, and we handle all the paperwork.

It costs you nothing to find out. Talk to us 💬

Not all heroes wear capes. Some wear noise-cancelling headphones and know which carriage stops closest to the exit 🫡
29/07/2026

Not all heroes wear capes. Some wear noise-cancelling headphones and know which carriage stops closest to the exit 🫡

Since the federal budget, we've had more conversations about SMSF property than at any point in recent years.The reason ...
25/07/2026

Since the federal budget, we've had more conversations about SMSF property than at any point in recent years.

The reason is straightforward. From July 2027, negative gearing will be limited to new builds. The 50% CGT discount is being replaced with cost-base indexation and a 30% minimum tax rate on real capital gains. For investors who've built their strategy around those concessions, the maths is changing.

SMSFs remain subject to their own tax rules. For some investors, holding property inside super still makes sense as part of a long-term retirement strategy - particularly if the investment can stand on its own fundamentals rather than relying on concessions that may no longer apply.

But SMSF property investing is specialised. It involves superannuation law, strict compliance obligations, limited-recourse borrowing arrangements, and lenders who operate in a narrower part of the market. It's not suitable for everyone, and it requires the right team around you - accountant, financial planner, legal adviser, and a broker who knows how SMSF lending works.

Read the full breakdown
https://broker.loanmarket.com.au/codie-richter/blog/why-more-investors-are-looking-at-smsf-property/

General information only. Not financial or SMSF advice. Seek advice from a licensed financial adviser and SMSF specialist before acting.

Mortgage jargon is confusing enough without us making it worse. But it's World Emoji Day, so here we are.📈💸😤 Rate rise😤🏦...
23/07/2026

Mortgage jargon is confusing enough without us making it worse. But it's World Emoji Day, so here we are.

📈💸😤 Rate rise
😤🏦➡️👋🏦 Refinancing
🕵️📋✅ Pre-approval
📴 👯 Offset
🔒📉➡️📈 Fixed then variable (split loan)

Still confused by the jargon? That's what we're here for 💬

Pay yourself first. Because past you knows future you can be a little unreliable. 😅 💰
17/07/2026

Pay yourself first. Because past you knows future you can be a little unreliable. 😅 💰

58% of Australian homeowners don't fully understand their own mortgage.Not understanding can mean paying more interest, ...
15/07/2026

58% of Australian homeowners don't fully understand their own mortgage.

Not understanding can mean paying more interest, dragging out your loan, or triggering costs you didn't see coming.

Swipe to see the five concepts most likely to be costing you and what they actually mean.

The federal budget confirmed negative gearing will be restricted to new builds from July 2027, with capital gains tax co...
13/07/2026

The federal budget confirmed negative gearing will be restricted to new builds from July 2027, with capital gains tax concessions replaced by cost-base indexation.

For property investors, that's a meaningful shift, particularly those relying on tax concessions as a core part of their strategy.

What it highlights is that not all property investment is built the same way. Some regional markets are already operating on yield fundamentals rather than tax advantages.

Ray White Group Research points to examples like:
Broken Hill (median $217k, yield 10.7%)
Rockhampton ($383k, 7.3%)
Port Augusta ($321k, 6.9%)

These locations offer affordable entry prices, genuine rental demand, and cash flow that works without relying on policy settings.

The changes don't take effect until 2027, and existing holdings are grandfathered under current rules.

Whether you're an investor reassessing your strategy, a first home buyer priced out of capital city markets, or someone open to a lifestyle change, regional property is worth a closer look.

Read the full breakdown 👇
https://broker.loanmarket.com.au/codie-richter/blog/regional-markets-investor-hotspots/

You've done the research. You've asked the AI. You've compared rates, run the numbers, read the explainers.And you still...
11/07/2026

You've done the research. You've asked the AI. You've compared rates, run the numbers, read the explainers.

And you still have questions.

Cotality's AI in Housing Survey (Q1, 2026) found buyers are arriving at conversations with brokers better informed but less confident than ever.

AI can surface information. It can't tell you if that information applies to your situation, your income, your goals, or the lender who's actually going to say yes.

"I trust AI to an extent but would like to make the decisions myself. I think AI is still at the stage where its output needs to be checked manually."
— Prospective homebuyer

68% of buyers want a human to verify what AI tells them. 44% would pay extra for it.
A good broker is exactly that, the human in the loop who takes everything you've already researched and tells you what it actually means for you.

Bring your questions. Bring your AI summaries. That's what the discovery call is for, and it's free.

https://broker.loanmarket.com.au/codie-richter/contact/

Address

Kenmore Hills, QLD
4069

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61452387173

Website

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