05/05/2020
✅This is overstocking mama’s original post✅
Long post ahead but I guess we all have the time now as our babies are now asleep.
Thinking of what’s happening right now.
Some of you might be contemplating to get a health/hospitalization insurace now because of this COVID19 pandemic. I want to share with you Pacific Cross.
I am NOT an agent, I am just a satisfied client since 2018 and I’m very happy with them and with my agent.
This is perfect for businessowners, non working family members of OFWs, freelancers or yung mga walang health insurance na pinoprovide yung companies other than Philhealth.
ito yung mga reasons ko bakit ako happy with them:
✅ pwede installment up to 6 months thru credit card (so hindi mashado mabigat dahil we are a family of 5).
✅ pwede ka mamili ng sariling hospital and doctor ( hindi kailangan accredited, ito actually yung nagustuhan ko sa Pacific Cross, unlike other insurace companies na kailangan accredited sa kanila. ) pero this is only applicable for reimbursement type of insurance.
kapag gusto mo ng no cash outlay dapat sa accredited nila. pero mas mura kasi ang reimbursement type kaya yun kinuha namin.
✅ may option sya na no cash outlay or reimbursement type.
✅mabilis lang ma-reimburse based on my experience. it took around 2 weeks upon submission of receipts and forms thru courier. no need to go to their office because they will credit it directly sa bank account mo.
✅ if you have a credit card, basically parang no cash outlay ka din kasi once ma file mo yung claims mo, in two weeks time marereimburse mo na just in time lang sa due date ng credit card. this is what i did nung nag claim ako sa Pacific Cross dati.
✅ you can get covered for at least php500,000 per illness for as low as 5k for kids and 10k for adults. Being an accountant, if you’re going to compute, 14 pesos per day for a kid and 28 pesos per day for an adult lang and covered ka na ng php 500,000 per illness for the entire year.
✅based also from my experience, if you’re pregnant and currently insured with Pacific Cross, when your baby turns 15 days old, your baby will be covered na rin with Pacific Cross for free sa remaining duration ng insurance term mo. magsusubmit ka lang ng form to enroll your baby. I personally was able to avail this when i gave birth to my daughter.
✅senior citizens can also be insured up to 100 years old. kaya ayos din sya sa mga retired parents natin.
✅may outpatient add-on yung insurance so pwede sya magamit sa mga doctor consultations and lab tests pati gamot.
✅may libre din na annual physical examination sa accredited clinics nila ü
MESSAGE me if you are interested and want to learn more. I will direct you to my agent. I also just want to help her because she’s been good and accomodating to me.
Honestly, i’m relieved that we have this. Whatever happens, this will really help us.
Keep safe everyone!!!!
Your Overstocking Mama Jenna 😊
