10/06/2024
❗⚠️❗⚠️📞⚠️❗❗
‼️I got SC@MMED today. Sharing for awareness.
Scammers pretend they are from BPI main branch office, not from any branch daw.
The “goal” was to update my mobile banking account for enhanced security measures daw, and to help me redeem my credit card points, convert into cash daw.
I got their names but cant remember na sa sobrang lutang ng utak ko.
Theyve been calling me april 24, may 15 and may 16.
09306215834
09303748041
09647365486
Aside from that, they even let me choose ano daw gusto ko, BPI umbrella, tumbler, journal or calendar. And I will pick up daw in any branch.
I dont use any caller app like Truecaller or Whoscall so I ddnt know they were scam.
And as we were speaking, I was conviced na they are really from BPI kasi “this call is being recorded” daw.
They know my personal details, I ddnt gave them, I just confirmed they are correct.
And whever I confirm something they will say “I will repeat po for the recorded line.”
Plus “we will not ask for your credit card details po, automatic po mapuputol ang call kapag binanggit nyo po yung nga details na yun”.
They sounded like professionals, no noise background hence Im conviced at hindi na ko nakapag-isip ng mabuti na baka scam.
The first part of the call is they will ask you to login your mobile app and update your transfer limit, maxing out the ‘load ewallet’ option.
Again, they know my username and I confirmed.
Then I got transfered to another ‘Manager’ agent daw for the last step ng mobile update and rewards redemption. And they explained everything na kapanipaniwala talaga para sa mga katulad kong mukhang pera.
Since they mention “last step” napa-“ok sa wakas matatapos na din” coz the call really took my time. Not knowing na last step pala means na they can finally get my money na after they setup my account, they consolidated all my money from 4 accounts into 1 and use it to easily cash into their MAYA account.
Nakita ko nalang mga email notifications ni BPI when I turned on my wifi and the money are gone.
Yes, I gave in all my OTP to make all these things possible, ang tanga ko no?
Realizations,
-kaya pala everytime OTP is not working on their side, they will say excuses like “baka may glitch lang po sa system, drop nalang po muna natin yung call then I will call back again after x minutes” kasi account will be locked after x failed tries
-kaya pala they keep on asking to turn off wifi or mobile data, kasi magnonotify sa mobile app ko na may unknown device na naglologin sa account ko.
-dont ignore your instinct kapag sumagi na sa isip nyong “baka scam”
-grabe ang gagaling nila sa social engineering, dinaig pa ako, para akong di nagwork sa IT at walang alam sa security. bakit ang unfair nyo? Nagpapakahirap kumita o magipon ng pera mga tao tapos kayo manloloko lang? 🖕
And so, dali-dali kami nagpunta sa BPi, kahit walang ligo walang suklay, basta may bra, thanks to my understanding husband.
Unfortunately di na mababalik yung pera, what they can only do is to lock and delete my online account and replace my credit card. And so we did.
Thanks to those people who checked on me and console me, for not judging me, and wait for me to redeem and calm myself bago ko mareplyan. I’m a bit ok na. Sabi nga nila, pera lang yan, kikitain ulit, at least no harm done on my family. Thanks God pa rin. Lessons learned. Sana di na maulit. At wala ng mabiktima pa. Nakakailan na mga scammers sa akin. 😭 We will get through this.
Original post 👉🏼 https://m.facebook.com/photo.php?fbid=10223597081701320&set=a.4375485031489
