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Find the best mortgage rates today with our expert team and advanced mortgage calculator. Zach Larichiuta ensures a smooth path to homeownership.

Zach Larichiuta
Branch Manager | Mortgage Loan Originator | NMLS #303564
I am licensed to originate mortgage loans in the following state(s):
AL, CA, CO, CT, FL, GA, IL, MD, MA, NC, PA, SC, TN, TX, and VA

Matt Dorsey
Branch Manager | Mortgage Loan Originator | NMLS #295483
I am licensed to originate mortgage loans in the following state(s):
SC

10/21/2026

🏡🔑 Exciting News for Future Homebuyers!

Think your credit score might be holding you back from buying a home? It may be time to take another look! 👀
A traditional credit score doesn't always tell the whole story! Starting October 21, CMG Home Loans is offering VantageScore® 4.0 as another way to evaluate credit on eligible Conventional Loans! 💳✨

This scoring model looks at credit trends over time, and reported rent, utility, and phone payments may also be considered—potentially opening new doors for qualified homebuyers!

At the Local Team, we're excited to help more buyers explore their options and take the next step toward homeownership! 💙
📲 Wondering if VantageScore® 4.0 could help YOU qualify? Send us a message today! Let's explore your options and create a personalized plan to help you achieve your homeownership goals.

CMG Home Loans, NMLS ID # 1820. Equal Housing Opportunity.

10/21/2026

🚨🏡 LAST CALL, REALTORS! Our Exclusive Webinar Is TOMORROW!

The appraisal process is changing, and we want to make sure you're prepared! 🔍

Join Matt Dorsey & Zach Larichiuta with The Local Team for an exclusive Agent Webinar featuring Tim Parent, SVP of Collateral Risk, Review & Construction Operations, as we break down the new UAD 3.6 Appraisal Updates!

💡 Learn what's changing, how the updates may impact your transactions, and what you can do to stay ahead!

📅 TOMORROW! Thursday, October 22, 2026
⏰ 3 PM ET | 2 PM CT | 1 PM MT | 12 PM PT
💻 Online via Microsoft Teams

⏳ Don't miss this opportunity to stay informed and better serve your clients!
📲 LAST CHANCE TO RSVP! Call or message Matt Dorsey or Zach Larichiuta TODAY to secure your spot!
📞 The Local Team | (843) 606-6001

10/19/2026

🏡📢 REALTORS! Stay Ahead of Appraisal Changes and Better Prepare Your Clients for a Smoother Transaction!

Understanding the latest appraisal updates can help you anticipate potential challenges, answer client questions with confidence, and keep your transactions moving forward! 🔑

Join us, Matt Dorsey & Zach Larichiuta of The Local Team, for an EXCLUSIVE Agent Webinar featuring Tim Parent, SVP of Collateral Risk, Review & Construction Operations.

🔍 Get the inside scoop on the new UAD 3.6 appraisal updates, what they mean for your transactions, and how you can prepare for the changes ahead!

📅 Thursday, October 22, 2026
⏰ 3 PM ET | 2 PM CT | 1 PM MT | 12 PM PT
💻 Online via Microsoft Teams

💡 We're committed to keeping our real estate partners informed, educated, and ready for what's next!
📲 Don't miss out! Contact us today to RSVP and secure your spot!
📞 Matt Dorsey & Zach Larichiuta | (843) 606-6001

10/14/2026

🏡📢 REALTORS! Stay Ahead of the Appraisal Changes Coming Your Way!

The new UAD 3.6 appraisal updates are changing the way properties are evaluated and reported. Are you prepared? 🔍

Join Matt Dorsey & Zach Larichiuta of The Local Team for an EXCLUSIVE Agent Webinar featuring Tim Parent, SVP of Collateral Risk, Review & Construction Operations.

💡 Discover what's changing, how the new appraisal format may impact your transactions, and what you need to know to confidently guide your buyers and sellers!

📅 Thursday, October 22, 2026
⏰ 3 PM ET | 2 PM CT | 1 PM MT | 12 PM PT
💻 Online via Microsoft Teams

✨ We're committed to keeping our real estate partners informed, prepared, and ready for what's next!
📲 Don't miss out! Contact us today to RSVP and secure your spot!
📞 Matt Dorsey & Zach Larichiuta | (843) 606-6001

10/07/2026

Need to catch a break in today’s rate environment?
With CMG’s lender-paid Rate Break, your first 12 payments are calculated using a rate 0.50% below your note rate.*
Let’s discuss your options!

10/01/2026

🎉 The Local Team is growing!
We’re excited to welcome Renee Bundy- Homeownership Advisor to the Local Team as our newest Junior Loan Officer! 🏡✨
Renee is a fantastic addition to our team, and we’re looking forward to seeing her build relationships, serve our clients and partners, and grow with us.
Please join us in giving Renee a warm welcome to the Local Team and ! 🙌💙

09/29/2026

🎉 The Local Team is growing!
We’re excited to officially welcome Alley Bissett to the Local Team as our newest Junior Loan Officer! 🏡✨
Alley brings great energy to the team, and we’re looking forward to seeing her grow, build relationships, and help us continue delivering an exceptional experience to our clients and real estate partners.
Please join us in giving Alley a warm welcome to the Local Team and ! 🙌💙

09/24/2026

Welcome to The Local Team Alley Bissett and Renee Bundy- Homeownership Advisor!
We’re excited to keep growing our team with people who share our commitment to serving clients, building strong relationships, and making a real impact in our local communities. 🏡💙
Here’s to new opportunities, great partnerships, and helping even more families achieve their homeownership goals.
Welcome to the team — we’re so glad you’re here! 🙌

09/14/2026

⏰ REMINDER: Our Exclusive Agent Webinar is Coming Up!

Real estate agents, there’s still time to join us! 🏡

Don’t miss this opportunity to gain valuable insights, actionable strategies, and information designed to help you navigate today’s market, create new opportunities, and better serve your clients.

📲 Haven’t registered yet? Reach out today to secure your spot!

09/09/2026

🏡 EXCLUSIVE AGENT WEBINAR — YOU’RE INVITED!

Real estate agents, this one is for you! Join us for an exclusive webinar designed to help you stay informed, strengthen your strategy, and better serve your clients in today’s market.

We’ll cover timely insights, actionable strategies, and valuable information you can use to create more opportunities and confidently guide your buyers.

📩 Want in? Reach out today to register!

Don’t miss this opportunity to gain valuable insights, ask questions, and walk away with strategies you can put to work in your business.

Address

1387 Harbor View Road
Charleston, SC
29412

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm

Telephone

+18436066001

Website

https://www.cmghomeloans.com/mysite/zach-larichiuta

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