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01/08/2026

🇺🇸 VA Homeowners & Realtor Partners — This Is for You

Yes, VA loans can still go to 100% financing with cash-out — and no, not every lender can structure this correctly.

Attached is a snapshot of some of the VA 30-Year Fixed | 100% Cash-Out refinance rates currently being offered through Wangh Financial’s wholesale lending partners.

What this means:
✔️ Access to home equity with no PMI
✔️ One of the strongest benefits available to veterans
✔️ Multiple lender options — not a call-center quote

📌 Rates and pricing vary based on credit, entitlement, loan amount, and property type. Strategy matters.

👥 Realtors: If you’re working with VA buyers or homeowners who think they’re stuck — this is where you send them.

📩 Veterans & Realtors — Let’s Talk
📧 Email: [email protected]

📝 Apply here: https://bit.ly/4k6sMem

🔗 Digital Business Card: https://bit.ly/3FS8WW5

DM me “VA CASHOUT” and we’ll review your options.

—
LaChelle Wong
FL & NC Broker-Owner | Wangh Financial Services
(305) 297-2854
[email protected]
www.wanghfinancialservices.com
VA • FHA • Conventional • Non-QM

01/08/2026

🇺🇸 VA Homeowners & Realtor Partners — This Is for You

Yes, VA loans can still go to 100% financing with cash-out — and no, not every lender can structure this correctly.

Attached is a snapshot of some of the VA 30-Year Fixed | 100% Cash-Out refinance rates currently being offered through Wangh Financial’s wholesale lending partners.

What this means:
✔️ Access to home equity with no PMI
✔️ One of the strongest benefits available to veterans
✔️ Multiple lender options — not a call-center quote

📌 Rates and pricing vary based on credit, entitlement, loan amount, and property type. Strategy matters.

👥 Realtors: If you’re working with VA buyers or homeowners who think they’re stuck — this is where you send them.

📩 Veterans & Realtors — Let’s Talk
📧 Email: [email protected]

📝 Apply here: https://bit.ly/4k6sMem

🔗 Digital Business Card: https://bit.ly/3FS8WW5

DM me “VA CASHOUT” and we’ll review your options.

—
LaChelle Wong
Broker-Owner | Wangh Financial Services
VA • FHA • Conventional • Non-QM

12/18/2025

Thought the NC Home Advantage DPA Program was only available to lenders? NOPE! North Carolina Down Payment Assistance (DPA) programs ARE available through brokers — but only when you know which lenders to use.

Programs like NC Home Advantage DPA (NCHFA) are delivered through approved lenders, and as a broker my role is to select the lender that can actually execute — not just quote a program.

Here’s what matters 👇
✔ Up to 5% Down Payment Assistance (program & lender dependent)
✔ Forgivable or deferred second mortgage options
✔ 0% interest | No monthly payment on the DPA
✔ Seller concessions up to 3%
✔ Options for buyers around 600–620 FICO (lender dependent)

The real value isn’t the program — it’s strategy, lender selection, and ex*****on. That’s how we reduce fall-outs and keep your buyers at the closing table.

And yes — this same broker strategy applies to Florida DPA programs as well. Different agencies, different rules, same approach: choose the right lender, structure it correctly, close the deal.

If you have buyers stuck on cash to close or worried about qualifying, let’s talk before the deal falls apart.

📞 (305) 297-2854
✉️ [email protected]

NMLS #2184331

02/07/2024

02/07/2024

02/07/2024

Let’s Go!!!

02/07/2024

Thank you for everyone that voted! ❤️🙏🏽

01/25/2024

01/06/2024

For the 2023 Tax season so far the following companies are starting to release W2’s

💰Amazon
💰Companies that use ADP for payroll processing
💰Select employers if you elected to receive your forms electronically

Check your portals get your questionnaires submitted and also be sure to have the following ready:

✅ Photo Id
✅ Social Security (yourself & dependent)
✅ Proof of Address
✅ W2/1099/self-employed
✅ IP Pin (If required by IRS)
✅ Expenses/Mileage
✅ Medical/Education/Daycare/Reciepts/Losses Interest payments or Statements

Additional documents may be needed, as each individual case may differ. Call or text ☎️ (877) 866-6399 for appointments, questions or any concerns.

Link to complete your client intake form online https://bit.ly/3GyksUb previous clients check your email for portal updates

Get ahead of the lines to avoid any potential delays. All 50 states available. Flexible payments and refund loans up to $7,000

WFS Tax solutions

12/09/2023

Ran into my P-Way Fam Frank representing in Miami at Art Basel. Nothing but ❤️

10/25/2023

Congratulations go to my clients Officers Barry and Lawanda on their closing today using the Hometown Heroes program! Thank you for trusting me with the purchase of your new home. Thanks also goes to my son Terrence and my dedicated team for helping me to make this possible! May you enjoy your home for years to come! We not done yet!
In addition to getting you the best programs we also specialize in difficult mortgage loans. Send us your scenarios to review so we can help you determine what you need to qualify to get to the closing table!
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