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01/08/2026

🇺🇸 VA Homeowners & Realtor Partners — This Is for You

Yes, VA loans can still go to 100% financing with cash-out — and no, not every lender can structure this correctly.

Attached is a snapshot of some of the VA 30-Year Fixed | 100% Cash-Out refinance rates currently being offered through Wangh Financial’s wholesale lending partners.

What this means:
✔️ Access to home equity with no PMI
✔️ One of the strongest benefits available to veterans
✔️ Multiple lender options — not a call-center quote

📌 Rates and pricing vary based on credit, entitlement, loan amount, and property type. Strategy matters.

👥 Realtors: If you’re working with VA buyers or homeowners who think they’re stuck — this is where you send them.

📩 Veterans & Realtors — Let’s Talk
📧 Email: [email protected]

📝 Apply here: https://bit.ly/4k6sMem

🔗 Digital Business Card: https://bit.ly/3FS8WW5

DM me “VA CASHOUT” and we’ll review your options.

—
LaChelle Wong
FL & NC Broker-Owner | Wangh Financial Services
(305) 297-2854
[email protected]
www.wanghfinancialservices.com
VA • FHA • Conventional • Non-QM

01/08/2026

🇺🇸 VA Homeowners & Realtor Partners — This Is for You

Yes, VA loans can still go to 100% financing with cash-out — and no, not every lender can structure this correctly.

Attached is a snapshot of some of the VA 30-Year Fixed | 100% Cash-Out refinance rates currently being offered through Wangh Financial’s wholesale lending partners.

What this means:
✔️ Access to home equity with no PMI
✔️ One of the strongest benefits available to veterans
✔️ Multiple lender options — not a call-center quote

📌 Rates and pricing vary based on credit, entitlement, loan amount, and property type. Strategy matters.

👥 Realtors: If you’re working with VA buyers or homeowners who think they’re stuck — this is where you send them.

📩 Veterans & Realtors — Let’s Talk
📧 Email: [email protected]

📝 Apply here: https://bit.ly/4k6sMem

🔗 Digital Business Card: https://bit.ly/3FS8WW5

DM me “VA CASHOUT” and we’ll review your options.

—
LaChelle Wong
Broker-Owner | Wangh Financial Services
VA • FHA • Conventional • Non-QM

12/18/2025

Thought the NC Home Advantage DPA Program was only available to lenders? NOPE! North Carolina Down Payment Assistance (DPA) programs ARE available through brokers — but only when you know which lenders to use.

Programs like NC Home Advantage DPA (NCHFA) are delivered through approved lenders, and as a broker my role is to select the lender that can actually execute — not just quote a program.

Here’s what matters 👇
✔ Up to 5% Down Payment Assistance (program & lender dependent)
✔ Forgivable or deferred second mortgage options
✔ 0% interest | No monthly payment on the DPA
✔ Seller concessions up to 3%
✔ Options for buyers around 600–620 FICO (lender dependent)

The real value isn’t the program — it’s strategy, lender selection, and ex*****on. That’s how we reduce fall-outs and keep your buyers at the closing table.

And yes — this same broker strategy applies to Florida DPA programs as well. Different agencies, different rules, same approach: choose the right lender, structure it correctly, close the deal.

If you have buyers stuck on cash to close or worried about qualifying, let’s talk before the deal falls apart.

📞 (305) 297-2854
✉️ [email protected]

NMLS #2184331

02/07/2024

02/07/2024

02/07/2024

Let’s Go!!!

02/07/2024

Thank you for everyone that voted! ❤️🙏🏽

01/25/2024

01/06/2024

For the 2023 Tax season so far the following companies are starting to release W2’s

💰Amazon
💰Companies that use ADP for payroll processing
💰Select employers if you elected to receive your forms electronically

Check your portals get your questionnaires submitted and also be sure to have the following ready:

✅ Photo Id
✅ Social Security (yourself & dependent)
✅ Proof of Address
✅ W2/1099/self-employed
✅ IP Pin (If required by IRS)
✅ Expenses/Mileage
✅ Medical/Education/Daycare/Reciepts/Losses Interest payments or Statements

Additional documents may be needed, as each individual case may differ. Call or text ☎️ (877) 866-6399 for appointments, questions or any concerns.

Link to complete your client intake form online https://bit.ly/3GyksUb previous clients check your email for portal updates

Get ahead of the lines to avoid any potential delays. All 50 states available. Flexible payments and refund loans up to $7,000

WFS Tax solutions