08/11/2026
🏡 Facing foreclosure? Don't assume your only option is to lose your home. But you can't wait until the last moment...
I got a call from someone facing foreclosure, with an auction date less than a month away. That really limits her options.
But if you take action sooner than later, you may still have options.
Depending on your situation, those options could include:
• Working with your lender on a loan modification or repayment plan.
• Selling before the foreclosure sale and preserving your equity.
• Exploring refinancing or other financing options.
• Talking with a HUD-approved housing counselor.
• Understanding exactly what happens if the property goes to auction.
Every situation is different, but one thing is always true:
The sooner you ask for help, the more options you'll usually have.
If you're feeling overwhelmed or simply don't know where to start, I'd be happy to have a confidential conversation and help you understand your choices—even if that means connecting you with another resource that's a better fit.
No pressure. Just information.
— Deanna Mautz