06/12/2026
The bottom line? Yes, renters’ insurance typically covers storage units, but it’s rarely the full picture 👇
The 10% off-premises cap, state-specific rules, and a list of common exclusions mean your policy might not stretch as far as you’d hope once the items you’re storing are tallied 💍
The smartest move is to review your current policy, calculate the value of what you’re storing, and assess whether the coverage gap is acceptable to you 🤔 If it’s not, options like storage unit insurance or a policy rider can fill in the gaps without much hassle
At Urban Storage, our team is happy to walk you through the insurance options available while filling out your rental application so you can get settled in 🥳 We recommend Xercor as a reliable option for storage insurance
Visit our office to get started with peace of mind! 📦